Understanding the difference between a public adjuster in Miramar and an insurance adjuster


Posted October 16, 2020 by joemardes

Understanding the difference between a public adjuster in Miramar and an insurance adjuster
 
When properties or constructed structures are damaged due to natural reasons like a flood, rains, storms, tornadoes, and earthquakes or due to man-made reasons like fire, or burglary, you need to immediately file for a claim with your insurance company.

One of the biggest challenges during filing claims is that you need to understand the language of your policy. You also should be capable of ascertaining the damage to your property and convert the same into a monetary value. Plus, after filing the claim, you would need to deal with the team from the insurance company; often negotiate with the insurer, and then receive a check that could be way low than what you expected.

A public adjuster in Miramar is someone who is going to do all this and more on your behalf. They represent you, their client; and ensure that you get fair compensation for your losses. Towards this end, they will handle all the intricacies of the process professionally and as per the terms of the policy.

What does the insurance adjuster in Miramar do then?
Insurance adjusters, though the name sounds similar to private adjusters, and have similar qualifications to do an analogous job, represent the other party, that is the insurance company. They could be independent or on the payroll of the insurance company, but their main goal is to make certain that the insurer pays out the lowest amount of money to the insured. They aim to safeguard the rights of the insurance company and even if technically, they are supposed to be fair and just while computing the losses, they will always have a tendency to work for the insurer.
They also compare the terms mentioned on your policy with that of the facts on the ground to help decide the compensation value.
So, while the public adjuster will represent your cause; the insurance adjuster will do so for the insurer.
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Last Updated October 16, 2020