As parents to be your wife and you have probably gone overboard on buying stuff for the baby. The nursery was ready within months of finding out that you were expecting. You have saved up for the hospital stay even.

Now you need a beautiful crib to grace a beautiful nursery. Along with it, you need the standard attachments, clothes, diapers, diaper bags etc., none of it is less expensive.

To borrow a loan it is important that your credit score is not bad and you can provide collateral. If both are not a possibility, then you are considered a high risk borrower. Loans for self employed borrowers are hard to come by but not anymore.

Lenders offer the application for loans for self employed borrowers on their website. Fill up the form with your personal and financial details along with the amount you need. That information is digested with your repayment ability to throw up the loan amount you can borrow.

The amount you borrow can be returned over flexible time to the lender. You are entitled to complete usage freedom with these loans, no restrictions are in place. When the application is placed online you have no paperwork at all to handle.

There are no faxes that are asked for by your lender either. Personally visiting the office of your prospective lender will not be asked for either.

As a high risk borrower, you will not need to worry about checks on your credit background. That is not done, so you manage to be under the radar of rejection despite being bankrupt for example. Your credit record can be bettered simply by repaying on time.

These loans prove to be life changers as you can welcome your baby comfortably. Collateral demands are not made so you are not going to have to pledge valuables and assets. www.loansforselfemployed.co.uk/