[Sandy, July 22, 2016] – Jacinda Montano’s mission is to find the most suitable loan options available for her clients. She sits down with her clients to understand their situation and from there, she works directly with wholesale lenders to look for loan programs that offer low closing costs and the best interest rates.

She offers assistance for a variety of mortgage endeavors. Whether it is refinancing homes or for purchasing new homes, she makes sure the loan process is hassle-free, reliable, and fast.

Refinance Mortgage Loans

This calls for the homeowner to obtain another mortgage loan. They are bound by the terms while they use it to pay off the original mortgage loan. This is perfect for those who want to decrease their interest rate.

FHA Mortgage Loans

The federal government insures these private loans. These are a popular choice for those who have insufficient funds and are unable to pay the traditional 20% down payment. This loan option only requires them to pay 3% down payment.

Clients who choose to go with this option must pay mortgage insurance, slightly increasing their monthly payments.

USDA Loans

The US Department of Agriculture insures this type of mortgage loan. These are available to qualified individuals who are either refinancing or purchasing home loans in areas not considered major metropolitan areas by the department.

VA Loans

The US Department of Veteran Affairs makes this mortgage option available to most US service members. They are eligible for this as long as they have served 181 days during peacetime, 90 days during wartime, served 6 years in either the National Guard or the Reserves, currently receiving payments from the VA, or if they are a spouse of a member killed in the line of duty.

About Jacinda’s Loans

Jacinda Montano, an experienced loan officer from Altius Mortgage Group, makes sure that she delivers a high level of satisfaction to her clients. She does this by taking the time to understand their needs and looking for the most suitable loan option by working directly with wholesale lenders. With vast knowledge of various loan programs and the restrictions and guidelines that go with them, she makes her clients fully understand everything that goes on in the loan process.

Interested clients may visit http://www.loansbyjacinda.com for more information.