What are the features, benefits, and eligibility criterion for PradhanMantriJeevanJyotiBimaYojana? Let us answer this question in the following sections.
Features of PradhanMantriJeevanJyotiBimaYojana
1. You have to pay premium of only Rs.28 per month or Rs.330 every year. As per indianmoney.com reviews, this is a very meager amount when you think about other life insurance plans. These premiums are automatically deducted from your account on a yearly or monthly basis.
2. Your nominee will receive Rs.2 Lakhs upon your death if the death occurs within plans term.
3. In Indian Money reviews it was found that you can select the long term or the other scheme where you have to opt-in every year.
4. You will not have to undergo a medical test to avail the insurance.
5. Auto renewal of insurance means you do not have to worry about lapse of your insurance.
6. The risk cover starts after 45 days and claims are not settled in this 45 day period. But, according to Indian Money review, death is taken as an exemption.
Eligibility Criterion
1. A person should be 18-50 years and also have a savings account in his or her name. People joining before turning 50 are able to avail risk cover up to age of 55 years if the premium is paid on regular basis.
2. Indian Money review Bangalore states that the policy term is of 1 year and it can be renewed on a yearly basis.
3. If there would be a joint PradhanMantriJeevanJyotiBimaYojana then each one has to pay the yearly premium amount.
4. The scheme gets renewed every year of 1st of June. In case, someone exists the scheme then it is easy to rejoin by making payment of the yearly premium amount.
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https://yourstory.com/2014/04/indianmoney/
https://economictimes.indiatimes.com/indianmoney-com-bangalore/params/smecompany/entityid-173329
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