Life Insurance is a contract between the insurer and the insured, that in exchange for regular premium payments by the insured, the insurer will provide a lump sum amount (known as Death Benefit) to nominees of the insured, upon his/her death, within the term of the plan. Premium paid depends on sum assured.
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Why Life Insurance indianmoney.com Review
• Maintain quality of life
In case the primary earner in the family passes away, it affects the family drastically and completely derails the lives of everyone in the family. To avoid putting them through additional financial burden, life insurance ensures that the quality of life is maintained.
• Continue business
Life Insurance is crucial for a business person to protect the business from losses, liability and instability. Nominating a business partner or a key person allows them to keep the business operations running.
• Children’s education
Anyone who is a parent or is planning to become a parent, must have life insurance cover to ensure that children’s education isn’t affected by his/her absence. Children can continue their education without disruption, while under the supervision of a single parent or legal guardian.
• Clearing debts
A person may have availed loans or other debts during his lifetime. In case these loans are outstanding at the time of his demise, the burden of repaying these loans will fall on his heirs or spouse. Life Insurance will decrease this burden by paying off the debts in part or in full.

Types of Life Insurance Policies
Term Insurance (Term Plan)
Whole Life Insurance
Endowment Plans
Unit Linked Insurance Plan (ULIP)
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