[b][Sandy, 02/23/2016][/b] – Christensen Young & Associates lends its expertise to clients who need help with the legal process of credit card debt and bankruptcy. The law firm will answer queries and provide advice on how to navigate the legal process.

[b]Credit Card Debt[/b]

Many consumers accrue unsecured or non-priority debt on their credit cards when they do not pay the balance in full every month. Once a person gets behind on his payments, the debt begins to grow because of the accumulation of interest on the original and new balance. Christensen Young & Associates has the experience and legal know-how to assist prospective clients with their credit card debt and loans.

The law firm will offer legal advice on how to minimize the impact of debt that may prevent further damage to a client’s finances. The attorneys will review financial information that will allow them to identify areas that cause the most damage and tackle those first.

The lawyers at the firm will work closely and communicate openly with clients to help them navigate the legal process with as many assets intact as possible, while limiting the damage to their long-term financial health.

[b]Bankruptcy[/b]

People who are considering filing for bankruptcy because of financial difficulties may choose between Chapter 7 and 13. These two are different and require distinct legal processes, which will need the assistance of a law firm. Christensen Young & Associates will assist clients distinguish between the two and provide them with advice on which action to take.

Chapter 7 bankruptcy enables one to get rid of unsecured debts, like unpaid balances on credit cards. This will allow individuals to dissolve all their credit card debt, if they have insufficient income. Filing for Chapter 13 refers to the consolidation of debt or wage earner bankruptcy.

Christensen Young & Associates is a law firm that provides legal expertise for clients who need to navigate the legal process of filing bankruptcy and credit card debt.

[b]About Christensen Young & Associates[/b]

Christensen Young & Associates has extensive experience in different practice areas related to the legal needs of businesses, property owners and charitable organizations. The law firm reviews the situation of each client and listens to what they need before offering an honest opinion about the alternatives they might have.

For more information about the law firm’s services, visit http://www.christensenyounglaw.com.