[b][STAMFORD, 1/30/2018][/b] - Patriot Bank provides a faster and more convenient way to save and grow money. It offers four types of banking solutions: personal, business, municipal, and nonprofit. Each provides a superior banking experience that not only helps clients but also benefits local communities.

The bank takes pride in its personal banking solutions, which will help millions of Americans save for unforeseen emergencies.

[b]Americans Cannot Cover an Emergency[/b]

A 2018 report from Bankrate, an online financial publication, found that only 39% of Americans would be able to cover a $1,000 surprise expense. Moreover, the figures show that these unexpected bills are worryingly commonplace. In fact, more than one-third of homes encountered an unplanned expense in 2017. Half of these bills were at least $2,500.

When faced with unforeseen expenses, one in five Americans say that they would use credit cards to tide them over. Experts say, however, that this is not the best option: the interest incurred from credit card debt only increases the expense in the long run.

The optimum solution, according to CNN Money, is to set aside an emergency fund. Greg McBride, Chief Financial Analyst at Bankrate, suggests saving a minimum of six months’ worth of living expenses to soften the blow of a surprise bill.

[b]Convenient Personal Banking Solutions at Patriot Bank[/b]

Patriot Bank makes saving up for rainy days easier through its convenient and innovative banking solutions. It helps clients reach their financial goals, like setting up an emergency fund.

Its personal account options cover checking, savings, and lending. For clients who want to consolidate their accounts, it offers the Star Banking and Star Savings options.

Moreover, banking with them is a breeze— it has more ATM locations and mobile deposit capabilities than regular banks.

With Patriot Bank, it’s easier for Americans to save up for their future.

[b]About the Bank[/b]

Patriot Bank is a community bank that aims to deliver superior banking services. Since 1994, it has been helping local communities by providing innovative and convenient banking solutions for individuals and businesses.

For more information, visit [b]https://bankpatriot.com/[/b].