Injuries and illnesses from workplace incidents are not uncommon and they can be scary too, if you don’t have the proper knowhow about treatment and work comp claims. To minimize your loss and help you get what you deserve, here are answers to 5 most important questions about workers’ compensation.

What is workers’ compensation?
Workers’ compensation (a.k.a. workman’s compensation) is a benefit provided to workers or employees, who fall sick or get injured due to a workplace incident. This generally leads to wage-loss and painful recovery.

How would I know if I am covered by my employer’s workers’ compensation insurance?
In Arizona, all employers must have workers’ (workman’s) compensation insurance or be self-insured. However, there are exceptions to this rule. For example, independent contractors and self-employed individuals are generally not covered by workers’ (workman’s) compensation insurance. The National Council on Compensation Insurance’s website (NCCI) or the Industrial Commission of Arizona website (azica.gov) can verify whether your employer’s policy covers work comp for you.

Who is eligible for receiving benefits?
There are four basic requirements to be eligible for work comp benefits.
• You must be an employee of the company.
• You must have been injured or have fallen ill due to an injury or condition that arises out of and in the course of your job
• Your employer must have workers’ (workman’s) compensation insurance.
• All claims must be filed within the legally required time period.

By when do I have to file a claim?
In Arizona, you must file your claim within one year of the date that the injury became known and you know of its relationship to your work. The injury must also be reported to the employer as soon as possible. It may be a good idea to contact an experienced attorney who is knowledgeable about your State’s law to know the deadline.

What can I do to ensure I get what I deserve?
The first step is to report your injury or illness to your employer. Next, you fill out the Worker’s Report of Injury (it is available online on the Industrial Commission of Arizona website). Alternatively, you can fill out a Worker’s and Physician’s Report of Injury (Form 102). It is available at your doctor’s office or at the hospital. Follow your doctor’s recommendations completely.

If you or a loved one has been seriously injured or died as a result of an accident or is disabled because of an illness, call an experienced workers’ compensation attorney to discuss your matter.


To consult the best workers’ compensation attorneys in Phoenix, Arizona, call Arizona Injury Law Group at 602-346-9009. Arizona Injury Law Group PLLC offers workers’ compensation attorneys who help injured workers seek benefits and justice and a voice standing up for you!