Disabled people need wheelchair accessible vehicles for their travelling purposes. These vehicles add comfort to their travels and are gaining popularity amongst them. The only glitch one may find while buying them is their pricings. These can be solved with the help of financial assistance and proper insurance.
Banking and rebates
The WAV dealers have tie ups with the banks through which they can help the disabled customers to get easy loans. They provide bank representatives who work with the customer to decide the loans, required interest rates, the repayment timings and the other banking facilities. While obtaining a vehicle the buyer has made twenty percent of the entire payment and the rest is paid by the bank as a loan. All the paperwork is done by the representative and the buyer doesn’t have to take the pain of running around the banks.
The manufacturers also sell the handicap vehicles at a rebated rate for a limited period of time. They do so under various schemes and offers. The rebated price of the vehicle is obtained by cutting the cost of production. The quality of the product doesn’t suffer but the number of modifications might be less. Sometimes the price of the modification parts is reduced too. The dealers give rebates to the buyers against their selling price.
Auctions and donations
There are a number of government run and private organizations who work for the rehabilitation of the disabled people. They help the disabled people who are in a need to buy wheelchair adaptable vehicle. They organize fundraisers and auctions which generates money and they donate this money to the person in need. Other than organizations, an individual too can organize a fundraiser on his own. Government gives the disabled person money through grants which need not be returned, many philanthropists and rich society clubs make donations for the procurement of these vehicles.
Insurance policies
Insurance policies too can be made in order to protect the disabled person to save himself from incurring damage loss of the handicap vehicle. Through the policy the person is insured against and loss or damage of the vehicle and its parts. Also insures one against cases of theft and also protects one against third party liabilities. These policies cover the medical expenses which a person incurs during accident cases. But it doesn’t cover drunken driving and own fault damages.
Extra coverage
The policies made for wheelchair accessible vehicles also repay the money needed for full replacement of vehicle within two years of its registration in case of accidental damage beyond repair and theft cases. If a person with disability do not make any claim for the year, than he gets a good discount over the premium to be paid. They also offer to cover for additional modification against the market value. In case of vehicle repair time, they cover the conveyance of the people done via public transports. One has to keep in mind that they do not pay for extra modifications which a person does after the policy is made.
Contact :
Contact Person: Mo Abusham
E-mail: [email protected]
BETTER LIFE MOBILITY CENTERS
Address: 8130 Parkway Dr.La Mesa, CA 91942
Tel/Fax: 888 540 8267
Website: http://www.betterlifemobility.com/